Английский язык | 10 - 11 классы
Нужен перевод текста!
Banks
If you work, you've probably got a bank account.
You could keep the money you earn each month in a box under your bed, but it wouldn't be very sensible.
One reason is that it's not very safe.
If your house gets burgled, you'll lose everything you've saved.
Another reason is that your money will lose value.
As prices rise, the money in a box under your bed will be able to buy fewer and fewer things.
Money in a bank savings account, however, will earn interest.
The interest will help compensate for the effect of in - flation.
But banks are more than just safe places for your money.
What other services do they offer?
The other main service is lending money.
Individuals and businesses often need to borrow money, and they need a lender that they can trust.
This is exactly what banks are - reliable lenders.
In fact, most of the money that people deposit in their bank accounts is immediately lent out to someone else.
Apart from storing and lending money, banks offer other financial services.
Most of these are ways of making money more accessible to customers.
For example, banks help people transfer money securely.
They give customers cheque books and credit cards to use instead of cash.
They provide ATM machines so that people can get cash any time of the day or night.
But how do banks make a living?
Basically, they make a living by charging interest on loans.
Of course, when you make a deposit into a bank savings account, the bank pays you interest on that money.
However, the rate they pay savers is less than the rate they charge borrowers.
The extra money they make by charging interest on loans is where banks earn most of their money.
For banks, interest is also a kind of security.
Sometimes people do not pay back money they borrow.
This is called defaulting on a loan.
When someone defaults on a loan, the bank uses money earned from interest to cover the loss.
All of this means that most of the money people have saved in the bank is not there at all!
A small amount of the total savings is kept by the bank so that customers can make withdrawals.
The rest, however, is made available for loans.
The amount that is kept is called the reserve.
The reserve must be a certain percentage of all the savings received from customers - for example 20 per cent.
This figure is set by the central bank, and this is one of the ways that governments can control the amount of money circulating in the economy.
Поставьте вопросы к выделеным членам предложения :1?
Поставьте вопросы к выделеным членам предложения :
1.
* Mutual * * Savings banks * are owned by their * depositors * .
(3)
2 * .
Stock * * Savings banks * are owned * privately * .
(3)
3.
* Savings banks * * receive * * deposits * from * small * * savers * .
(5)
4.
The * trust * * company * * advises * * on investments.
* (4)
5.
The * members * * of the credit * * union * * may borrow * * money * * from the commonfund * .
(7)
6.
* Bonds * * provide * * an interest * * payment.
* (4).
1. When you put your money in a bank you put it in your 2?
1. When you put your money in a bank you put it in your 2.
To give something away and get money in exchange 3.
To have no money 4.
When something costs more than what you think it should cost 5.
Something does not cost a lot 6.
You do not spend money, you it by keeping it safe in a bank 7.
You have to pay money as a punishment for breaking the law, like for example speeding.
8. The money that is made on paper is called bank _ 9.
You carry this around with you everyday and keep your money in it.
10. A plastic card with which you can pay ; this holds within it the money you have saved up in your bank account.
Down 1.
When you are able to buy something 2.
When you give back the money that you borrowed 3.
The extra money you get back if you give the shopkeeper more money than the item costs.
4. To put money in the bank 5.
Something costs a lot of money.
6. When you put your money in the bank for a period of time in order for the sum of money to grow 7.
You money by getting a job and working hard for it.
Write questions to the sentences?
Write questions to the sentences.
' This house will be sold soon.
(When?
) A lot of money will be spent on rebuilding the house.
(How much money?
). All the winners will be given prizes.
(What prizes?
) The parents will be sent invitations to the party.
(Why?
) The tickets will be bought for all of us.
(When?
) The pupils will be met at the station.
(By whom?
) They will be shown a lot of places of interest.
(What places?
) Then they will be taken for lunch?
(Where?
).
Впишите по одному слову в каждый пропуск?
Впишите по одному слову в каждый пропуск.
. YouSell One of(1) websites that has been very successful in recent years is Yousel.
On Yousef, people take things that belong(2) them and offer them for sale.
Other people offer(3) amount of money, and(4) person who offers the most money wins the item.
They then pay(5) the item(6) .
An. Cheque or credit card.
Its 17) simple idea, but it's become popular way of buying and selling a very Even if you only have a(8).
Of money, you can often find something you want on You sell.
Most of the items are(9) good condition, and YouSell has a(10).
Of happy users.
ПОМОГИТЕ СОПОСТАВИТЬ?
ПОМОГИТЕ СОПОСТАВИТЬ!
A 1 assets 2 ATM 3 stock market 4 savings 5 branch 6 bank balance 7 current account 8 mortgage B a Money you borrow from a bank to buy a house.
B Money you don't spend and earn interest on.
C The value of a company ; how much it is worth.
D A bank account for everyday transactions, usually with little or no interest.
E The place where shares in companies are bought and sold.
F Automatic teller machine (for cash withdrawals).
G A local bank office.
H The status of your bank account ; how much money it contains.
ВНИМАНИЕ?
ВНИМАНИЕ!
ДАЮ 40 БАЛЛОВ!
Текст :
DIFFERENT KINDS OF MONEY
In prisoner - of - war camps, cigarettes served as money.
In the 19th century money was mainly gold and silver coins.
These are examples of commodity money, ordinary goods with industrial uses (gold) and consumption uses (cigarettes), which also serve as a medium of exchange.
To use a commodity money, society must either cut back on other uses of that commodity or devote scarce resources to producing additional quantities of the commodity.
But there are less expensive ways for society to produce money.
A token money is a means of payment whose value or purchasing power as money greatly exceeds its cost of production or value in uses other than as money.
A $10 note is worth far more as money than as a 3x6 inch piece of high - quality paper.
Similarly, the monetary value of most coins exceeds the amount you would get by melting them down and selling off the metals they contain.
By collectively agreeing to use token money, society economizes on the scarce resources required to produce money as a medium of exchange.
Since the manufacturing rastoare tiny, why doesn't everyone make $10 notes?
The essential condition for the survival of token money is the restriction of the right to supply it.
Private production is illegal.
Society enforces the use of token money by making it legal tender.
The law says it must be accepted as a means of payment.
MONEY AND ITS FUNCTIONS
Although the crucial feature of money is its acceptance as the means of payment or medium of exchange, money has other functions.
It serves as a standard of value, a unit of account, a store of value and as a standard of deferred payment.
We discuss each of the functions of money in turn.
Задание :
1) Выпишите из текста предложения, содержащие инфинитив в функции подлежащего или обстоятельства.
Помогите с Английским языком Грамматика и ЛексикаПрочитайте приведенный ниже текст?
Помогите с Английским языком Грамматика и Лексика
Прочитайте приведенный ниже текст.
Образуйте от слов, напечатанных заглавными буквами однокоренные слова так, чтобы они грамматически и лексически соответствовали содержанию текста.
Заполните пропуски полученными словами.
Banks 1.
______ just like other business.
Other business sell gods or services.
Banks sellmoney in the form of 2.
______ and other financial products.
They make money on the interest they charge on loans.
Loaning money is a 3.
______ business.
A bank never really 4.
______ if it 5.
______ that money back.
Therefore, the riskier the loan, the 6.
______the interest rate the bank charges.
Bank also charges fees for servuces like checking and ATM access.
Another source of income for banks is investments and securities.
1. BE 2.
LOAN 3.
RISK 4.
KNOW 5.
GET 6.
HIGH.
Вставить пропущенные словаany hopeno moneya lot of helpno worksome moneyno homesome problemsany peopleno peopleA lot of people in the world are very poor and some have ?
Вставить пропущенные слова
any hope
no money
a lot of help
no work
some money
no home
some problems
any people
no people
A lot of people in the world are very poor and some have .
At all.
Sometimes these people had good jobs and then perhaps their business had .
And suddenly they had .
And .
Sometimes they don't have .
For the future, either.
Are there .
Like that in your town?
In some countries these people get .
, there is .
From the government every year to help them.
But in other countries there are .
To help them.
Пожалуйста, очень срочно надо?
Пожалуйста, очень срочно надо.
Write the correct form of the verb (active or passive)
The police .
(announce) that the Portnoy's Bank (rob) yesterday.
Two men .
(enter) the bank at 4.
30 with guns in their hands.
Customers and bank clerks .
(ask) to lie down on the floor and one of the bank clerks .
(make) to fill the robbers' bags with money.
After that the two men .
(leave) the bank quickly.
The police officer Jason Gregson says that more than 200, 000 pounds .
(steal) yesterday, but nobody .
(injure).
Jason Gregson believes that the robbers .
(find) soon.
The bank .
(close) still.
4. I must go to the bank because I haven't got … money for you?
4. I must go to the bank because I haven't got … money for you.
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Банки
Если вы работаете, у вас, вероятно, есть банковский счет.
Вы можете хранить деньги, которые зарабатываете каждый месяц, в коробке под кроватью, но это было бы не очень разумно.
Одна из причин в том, что это не очень безопасно.
Если ваш дом ограбят, вы потеряете все, что собирали.
Другая причина в том, что ваши деньги потеряют ценность.
По мере роста цен на деньги в коробке под кроватью можно будет купить все меньше и меньше вещей.
Однако деньги на банковском сберегательном счете будут приносить проценты.
Проценты помогут компенсировать эффект от инфляции.
Но банки - это больше, чем просто безопасное место для ваших денег.
Какие еще услуги они предлагают?
Другая основная услуга - кредитование денег.
Частным лицам и компаниям часто необходимо занимать деньги, и им нужен кредитор, которому они могут доверять.
Это именно то, чем являются банки - надежными кредиторами.
Фактически, значительная часть денег, которые люди вносят на свои банковские счета, сразу же одалживается кому - то другому.
Помимо хранения и ссуживания денег банки предлагают и другие финансовые услуги.
Большинство из них - способы сделать деньги более доступными для клиентов.
Например, банки помогают людям безопасно переводить деньги.
Они дают клиентам чековые книжки и кредитные карты для использования вместо наличных.
Они предоставляют банкоматы, чтобы люди могли получить наличные в любое время дня и ночи.
Но как банки зарабатывают?
В основном они зарабатывают, начисляя проценты по кредитам.
Конечно, когда вы вносите депозит на сберегательный счет в банке, банк платит вам проценты за эти деньги.
Однако ставка, которую они платят вкладчикам, меньше, чем ставка, которую они берут с кредитополучателей.
Дополнительные деньги, которые они зарабатывают, начисляя проценты по кредитам, - это и есть способ, которым банки зарабатывают большую часть своих денег.
Для банков проценты также являются своего рода гарантией.
Иногда люди не возвращают деньги, которые они берут в банке.
Это называется дефолтом по кредиту.
Когда кто - то не выполняет обязательства по кредиту, банк использует деньги, заработанные на процентах, для покрытия убытков.
Все это означает, что большая часть денег, которые люди накопили в банке, находится вовсе не в банке!
Небольшая сумма общих сбережений хранится в банке, чтобы клиенты могли снимать деньги.
Остальное, однако, предоставляется для займов (кредитов).
Сохраняемая сумма называется резервом.
Резерв должен составлять определенный процент от всех сбережений, полученных от клиентов, например 20 процентов.
Эта цифра устанавливается центральным банком, и это один из способов, которыми правительства могут контролировать количество денег, обращающихся в экономике.